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A settlement that is paid out over time in installments is called a structured settlement. It's a strategy we use to help you get more settlements sooner. Because we have to wait for funds in your ...

Yes. In fact, your authorization is required to move forward with any settlement we negotiate. As soon as we reach settlement terms, we'll reach out to you via text, email, and an alert on your Cli...

To improve the debt relief process and make it more efficient, we have partnered with Lending USA. This partnership allows qualified customers to obtain a consolidation loan, which enables them to ...

In some instances, we may ask that you participate in negotiations with one or more of your creditors. This participation may involve you joining one of our negotiators or representatives in commun...

While we're able to negotiate settlements with most creditors, sometimes creditors are unwilling to negotiate with a debt settlement company. If that happens with any of your accounts, we'll discus...

We may negotiate, directly or through a representative, with a variety of different entities to settle your debts. These entities include the original creditor, the current creditor, or any other e...

To see the latest information on upcoming settlements, track the status of your enrolled debt on your Client Portal. We created your custom negotiations schedule using a proprietary algorithm that ...

This depends on the unique mix of settlements already in place, the amount of your program deposit, and your custom negotiation strategy. After each settlement, there’s typically a period of waitin...

This is called a 100% settlement, which means you would have to pay back the full amount owed, including any interest and fees that have accumulated. We do our best to avoid this scenario, but some...

There are many factors that go into a negotiation with a creditor. We always try to get you the lowest settlement, but sometimes it makes more sense to settle at a higher amount on an account for y...