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Since we receive our settlement fee when we complete negotiating each debt, your saved funds will be used both to pay your debts and our fees. Whether the settlement fee is collected all at once or...

After you've authorized a settlement, we send the first payment to the creditor and then process our fee for that debt only. Depending on how the fees and payments to the creditor are split up, it ...

Sometimes, in order to get you the best settlement with a creditor, we'll negotiate a long-term structured settlement with lower payments. With this strategy, we can lock in the savings, your Dedic...

We only negotiate a settlement if we can predict that you'll have enough money in your Dedicated Account at the time that payments come due. As long as you keep making your deposits as scheduled, t...

A settlement that is paid out over time in installments is called a structured settlement. It's a strategy we use to help you get more settlements sooner. Because we have to wait for funds in your ...

Yes. In fact, your authorization is required to move forward with any settlement we negotiate. As soon as we reach settlement terms, we'll reach out to you via text, email, and an alert on your Cli...

To improve the debt relief process and make it more efficient, we have partnered with Lending USA. This partnership allows qualified customers to obtain a consolidation loan, which enables them to ...

In some instances, we may ask that you participate in negotiations with one or more of your creditors. This participation may involve you joining one of our negotiators or representatives in commun...

While we're able to negotiate settlements with most creditors, sometimes creditors are unwilling to negotiate with a debt settlement company. If that happens with any of your accounts, we'll discus...

We may negotiate, directly or through a representative, with a variety of different entities to settle your debts. These entities include the original creditor, the current creditor, or any other e...