A settlement that is paid out over time in installments is called a structured settlement. It's a strategy we use to help you get more settlements sooner.

Because we have to wait for funds in your Dedicated Account to build up before we can negotiate a settlement, it can take a long time in between settlements if we were to negotiate a settlement that was paid off in one lump sum.

By spreading the settlement payments out, it leaves more money in your Dedicated Account to go toward the next settlement. The sooner the next settlement is made, the sooner interest and fees stop accruing on that account—which means greater savings for you!

Plus, creditor calls on an account should stop once a settlement is reached, so this is another reason we try to get you settlements as quickly as possible.