Creditors will typically continue to add interest and late fees onto your balances until a settlement has been negotiated. But don’t worry, this is part of our strategy. We want your debts to age until your creditors are willing to negotiate, and we take the interest accretion into account when we plan your program deposit and negotiation strategy.

As soon as you authorize a settlement on an account, you’ll no longer be charged interest and fees by that creditor as long as your settlement payments are made on time.

And remember, Liberty Debt Relief fees are calculated on your enrolled balance, not the balance at settlement.